Situations
What's happening in the business?
Pick the closest match. Each situation explains what usually fits, and what doesn't.
All situations
- 01I need to buy stockA supplier wants payment before you can sell what you're buying.
- 02A customer hasn't paid me yetMoney is on its way, but your own costs don't wait for it.
- 03I've won a big order or tenderThe work is confirmed. Delivering it costs money you don't have yet.
- 04I need a bakkie, truck or machineThe right equipment would let you take on more work, or do it cheaper.
- 05VAT or SARS cash crunchA payment is due and your cash is tied up elsewhere this month.
- 06Ongoing uneven cash flowSome months are strong, others tight, and it's hard to plan around.
- 07I need cash to growA new branch, a bigger contract, more staff: growth costs money before it pays.
- 08I need to refinance existing business debtExisting business debt is costing too much, or the repayments no longer fit.
- 09Something else, or I'm not sureTell us what's happening and we'll point you at what tends to fit.
Not sure which one fits?
Tell us what's happening and we'll point you at what tends to fit.